Buying a home? The process can be stressful. A home inspection is supposed to give you peace of mind, but often has the opposite effect. You will be asked to absorb a lot of information in a short time. This often includes a written report, a checklist, photographs and what the inspector himself says during the inspection. All this, combined with the seller’s disclosure and what you notice yourself, makes the experience even more overwhelming. What should you do?
Relax. Most of your inspection will be maintenance recommendations, life expectancies for various systems and components, and minor imperfections. These are useful to know about.
However, the issues that really matter will fall into four categories:Attic inspections
Major defects – example: of this would be a structural failure
Things that lead to major defects – example: such as a small roof-flashing leak
Things that may hinder your ability to finance, legally occupy, or insure the home
Safety hazards, such as an exposed, live buss bar at the electrical panel
Anything in these categories should be addressed. Often, a serious problem can be corrected inexpensively to protect both life and property (especially in categories 2 and 4).
Most sellers are honest and are often surprised to learn of defects uncovered during an inspection. Realize that sellers are under no obligation to repair everything mentioned in the report.
When buying a home, keep things in perspective. Do not kill your deal over things that do not matter. It is inappropriate to demand that a seller address deferred maintenance, conditions already listed on the seller’s disclosure.
